Terms of Service: Adinis.com is an online community, market data, news and research service ("Adinis.com" or the "Service") provided by Adinis, Inc. ("Adinis"). This service is offered to the user conditioned on the user's acceptance without modification of the terms, conditions, and notices contained herein. Submission of your enrollment, subscription form and your use of Adinis.com indicate your acceptance of this Agreement. Adinis may modify the terms of Service from time to time. By continuing to use the Service following such changes, you agree to be bound by such modifications to the terms of Service.

GENERAL TERMS AND CONDITIONS
In consideration of your use of the Service, you agree to: (a) provide accurate, current and complete registration information regarding your personal and company profiles; and (b) maintain and update thisonthly to keep it accurate, current and complete. If any information provided by you is inaccurate, not current or incomplete, Adinis has the right to terminate your account and refuse any and all current or future use of the Service. Only you may access the Service using your username and password. Each individual user must enroll separately and complete his or her own registration. You agree not to resell.

GENERAL
Adinis, Inc ("Adinis") has created this privacy policy in order to demonstrate our firm commitment to the privacy of visitors to our website. Questions regarding Adinis's privacy policy should be directed to admin@Adinis.com, or to Adinis, Inc., 1616 17th Street, Suite 600, Denver, CO, 80202 Attn: Privacy Policy.

INFORMATION COLLECTED; METHODS
The following discloses Adinis's information gathering and dissemination practices for this website (www.Adinis.com):
  • Your internet protocol (IP) address may be used to help identify you and/or your purchases, and to provide you with customized or automated features.
  • Our website uses cookies to keep track of your session information.
  • Our website uses order forms for users to request information, products and/or services.
  • We collect and store users' contact information (such as their email addresses). Contact information from the order forms is used to send orders and/or confirmations to our users. A user's contact information is also used to get in touch with the user when necessary.
  • We collect users' financial information (such as their account and/or credit card numbers), but do not store this information.
  • Financial information that is collected is used to bill the user for products and services.


When you enter sensitive information, including credit card numbers, in one of our order forms, we encrypt that information using secure socket layer technology (SSL). Cookies are used on this website. A cookie is a small text file that is created for record-keeping purposes. We use both "session cookies" and "persistent cookies." Session cookies maintain information about your current session; they make it easier for you to use our website and they permit specialized functionality. A session cookie is not stored on your computer's hard drive and expires when you close your Internet browser.

We also use persistent cookies, which remain on your computer's hard drive for an extended period of time. A persistent cookie allows you to bypass the login requirement each time you access the website. You can remove persistent cookies by following the directions in your Internet browser's "help" files. Additionally, we may use a persistent cookie to enable us to track and target the interests of our users to enhance the experience on our website. We do not store in persistent cookies any personally identifiable information you submit while on our website. Due to the functionality provided by our website, the use of cookies is required. If you reject cookies, our website will not perform properly.

USE OF INFORMATION
A user's personal contact information will be used 1) for Adinis internal credit analysts to communicate with that user when the user’s lending or professional service may be applicable to a request made by another user of Adinis (2) for the purpose of communicating with that user on order-related issues and (3) for occasionally contacting that user with important news regarding our website or the user's account. In addition, users may sign up for email alerts through our website. We collect user search activity and email alert preferences for statistical, archival and business purposes. We collect financial information (such as billing address, credit card number and expiration date) for billing payment and credit card authorization purposes. However, such financial information is not retained at Adinis; rather, it is immediately forwarded to our payment processor, as described below under "Payment/Credit Card Information."

Though Adinis makes every effort to preserve user privacy, we may need to disclose personal information when required by law if we have a good faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our website.

Please be aware that in the event that Adinis merges with a third party, or in the event all or substantially all of Adinis's assets are acquired by a third party, user information, including personally identifiable information, will be shared and/or transferred to such third party. However, Adinis will take reasonable steps to ensure that such information is used in a manner consistent with the Adinis privacy policy under which it was collected.

PAYMENT/CREDIT CARD INFORMATION
When you enter your credit card information in one of our order forms, we encrypt that information using SSL, and provide it to our payment processor, Authorize.Net. We do not retain any credit card information on our servers. To learn more about Authorize.Net’s privacy policy, click on the "Privacy" link at www.Authorize.Net.

CHANGES TO THIS PRIVACY POLICY
We may amend this privacy policy from time to time as we add new products and services, as we improve our current offerings, and as technologies change. If we make any material or substantive changes in our treatment of information collected at this website (www.Adinis.com), we will notify you by posting a clear and conspicuous notice of these changes on our website and in this privacy policy or transfer the Service or use of or access to the Service.

COPYRIGHT, TRADEMARKS AND LIMITATIONS ON USE
The Service and content of Adinis.com are the property of Adinis, its licensors and third parties and are protected by copyright and other intellectual property laws. Except as permitted below, content obtained through Adinis.com may be displayed, downloaded, reformatted and printed for your personal, non-commercial use only. In no case is the ownership of any of the content, data or information transferred to you. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the information received through Adinis.com to any third party without the express written consent of Adinis, with the following exception: You may include insubstantial portions of the content, including but not limited to data, lists, statistics, graphs, narrative, news, graphics and images from Adinis.com in memoranda, reports and presentations, but only if such memoranda, reports and presentations are distributed or otherwise made available to a limited number of individuals. You must include in all such memoranda, reports and presentations all copyright notices from Adinis and Adinis.com, original source attribution if applicable, and the phrase "Used with permission from Adinis.com". Notwithstanding the above, you are prohibited from using any portion of the Service (a) to provide online or similar database services to a third party; (b) to provide any services or product that may compete with Adinis.com; or (c) in such a manner as to result in the displacement of an existing sale or subscription, or loss of a potential sale or subscription.

Transfer or assignment of your password and user name to another individual is strictly prohibited. Use of your password and user name by a third party may result in the automatic termination of your subscription without further notice or refund.

You acknowledge and agree that Adinis may terminate your password or account or deny access to all or part of the Service without prior notice if you engage in any conduct or activities that Adinis in its sole discretion believes violate any of the terms and conditions, violate the rights of Adinis, or is otherwise inappropriate for continued access.

Adinis hereby reserves the right to audit and monitor, whether physically or electronically, the number of requests for information you submit, and the frequency and duration of your online activity at Adinis.com. If such monitoring or other evidence indicates you have breached any term of this License Agreement, Adinis may terminate your password without notice or refund of any subscription fees and pursue any and all remedies for such breach, including but not limited to injunctive relief.

FEES
You shall pay Adinis the fees associated with the Service. Adinis reserves the right to change any of the fees charged hereunder upon prior written notice. You will be responsible for promptly paying all fees relating to your use of the Service. We may elect to charge an additional fee of 1% per month for any payments more than 30 days late. Your access to the service may be suspended or terminated for nonpayment of fees. Notwithstanding the foregoing, you can terminate this agreement in the event of any fee increase. All fees and charges hereunder are exclusive of any taxes. You will be responsible for any Federal, state or local sales, use, property or other similar taxes imposed on any transaction hereunder.

DISCLAIMER OF WARRANTIES AND LIABILITY
Information accessible through the Service includes proprietary data from Adinis as well as data (the "Information") obtained from other third party sources believed to be reliable. Adinis does not guarantee the accuracy, completeness, timeliness or correct sequencing of the Information, nor do the providers of the Information or any parties transmitting the Information. There may be delays, omissions or inaccuracies in the Information. You agree that neither Adinis, the information providers or transmitters of the Information shall have any liability contingent or otherwise, for the accuracy, completeness, timeliness or correct sequencing of the Information, or for any decision made or action taken by you in reliance upon the Information or the Service, or for interruption of any data, information or aspect of the Service.

The Information provided does not constitute statements of fact or recommendations to purchase, sell or hold any properties or securities. You are solely responsible for the adequacy and accuracy of the Information used by you and the resultant output and reports thereof.

THE WEB SITE AND THE SERVICE ARE PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND. ADINIS AND ITS THIRD PARTY INFORMATION PROVIDERS DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES INCLUDING WARRANTIES OF MERCHANTABILTY, SATISFACTORY QUALITY OR FITNESS FOR A PARTICULAR PURPOSE.

NEITHER ADINIS OR THE THIRD PARTY INFORMATION PROVIDERS WILL BE LIABLE FOR ANY DAMAGES, INCLUDING DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA OR DATA USE, INCURRED BY YOU OR ANY THIRD PARTY, WHETHER IN AN ACTION IN CONTRACT OR TORT, EVEN IF YOU OR ANY OTHER PERSON HAS BEEN ADVISED OF THE POSSIBLITY OF SUCH DAMAGES.

You agree that the liability of Adinis, its agents and licensors, if any, arising out of any kind of legal claim in any way connected with the Service shall not exceed the amount you paid to Adinis for use of the Service. Because some states and jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.

LINKS FROM AND TO THIS WEBSITE
You acknowledge and agree that Adinis and any of its website affiliates, partners and third-party information providers have no responsibility for the accuracy or availability of information provided by linked sites. Links to external websites do not constitute an endorsement by Adinis, or its website affiliates, partners and third-party information providers, of the sponsors of such sites or the content, products, advertising or other materials presented on such sites.

INDEMNITY
As a condition of the use of this website, you, the end user, agree to indemnify Adinis and its licensors and third party providers from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this website, including without limitation any claims alleging facts that if true would constitute a breach by you of these terms and conditions.

GENERAL
You acknowledge that, in providing you with the Service, Adinis has relied upon your agreement to be bound by the terms of this Agreement, and any related user or license agreement(s) that may accompany the Service. You further acknowledge that you have read, understood and agree to be bound by the terms of this Service Agreement, and hereby reaffirm your acceptance of these terms.

This Agreement and performance hereunder will be governed by and construed in accordance with the laws of the State of Colorado. If any provision of the Agreement is invalid or unenforceable under applicable law, it is, to that extent, deemed omitted and the remaining provisions will continue